Terms & Conditions

Company Name	Great Innovation Inc.
Company Address	C/O Trustlink International Ltd, Suite 201, 2nd Floor, 1 Cybercity, Ebene, Mauritius
DBA

Terms & Conditions

Welcome to Creative Stack Guild. These Terms & Conditions ("Terms") explain the rules that apply to your access to and use of our website, virtual credits system, E-Learning Materials, educational materials, and related services (collectively, the "Platform") managed by Great Innovation Inc. ("Company", "we", "our", or "us"). By registering an account, purchasing credits, using credits to obtain E-Learning Materials, or otherwise using the Platform, you acknowledge that you have read and accepted these Terms. If you do not accept these Terms, you should stop using the Platform and should not purchase credits or access our services.

We may revise these Terms from time to time. Any updated version will become effective once it is published on the Platform. Continued use of the Platform after an update means that you accept the revised Terms.

1. Definitions

For the purposes of these Terms, the following terms have the meanings described below:

"Account" means the personal user account created to access the Platform and its available features.
"Credits" means digital units purchased with real money and used to obtain eligible E-Learning Materials through the Platform.
"E-Learning Materials" means digital educational, instructional, informational, reference, or training materials provided through the Platform.
"Materials" means any digital files, documents, lessons, text, graphics, resources, content, or other materials made available through the Platform.
"Skill Level" means the learning level assigned to a subject, including Beginner, Intermediate, Advanced, or Expert.
"User", "you", or "your" means any individual who accesses the Platform, creates an Account, purchases Credits, or obtains Materials through the Platform.

2. Eligibility

You must have the legal capacity required under the laws applicable to you to enter into a binding agreement and use the Platform or purchase Credits and Materials. By using the Platform, you confirm that all information supplied by you is accurate, complete, and kept reasonably up to date.

If you access or use the Platform on behalf of a company, organization, or other legal entity, you confirm that you have the authority to accept these Terms on behalf of that entity.

3. Account Registration & Security

Some Platform features may require you to create an Account. When registering, you are responsible for providing correct and complete information and for keeping that information current.

You are responsible for:

Submitting accurate registration details;
Updating your Account information when necessary;
Keeping your login credentials confidential;
Taking reasonable measures to prevent unauthorized access to your Account; and
All activity performed through your Account.

If you suspect that someone has accessed or used your Account without permission, you should notify us promptly. We may suspend or terminate an Account containing false information, being used improperly, or otherwise involved in a violation of these Terms.

4. E-Learning Materials & Design Categories

Creative Stack Guild provides digital E-Learning Materials covering a range of design and creative subjects and learning levels. Materials available through the Platform may be organized into the following categories:

3D Design: Educational content relating to three-dimensional design, modeling, visualization, environments, characters, and related creative techniques.
Graphic Design: Educational content covering visual communication, graphic composition, digital design tools, branding, and related design practices.
Illustration & Digital Art: Educational content focused on illustration, digital artwork, character creation, painting, vector artwork, and other artistic techniques.
Motion Graphics: Educational content relating to motion design, animation principles, visual effects, animated graphics, and related techniques.
UI/UX Design: Educational content covering user interface design, user experience principles, research, wireframing, prototyping, and digital product design.

Individual subjects may be offered at different Skill Levels, including Beginner, Intermediate, Advanced, and Expert. The subjects, Materials, Skill Levels, formats, features, and availability offered through the Platform may change from time to time.

We do not promise that any specific subject, category, Material, Skill Level, or feature will remain available without change.

5. Materials & Learning Structure

Materials may be organized according to different stages of learning. Depending on the applicable subject, the available Skill Levels may include:

Beginner: Foundational material intended to introduce fundamental concepts and basic techniques.
Intermediate: Material intended to expand existing knowledge and develop skills beyond the foundational stage.
Advanced: More detailed educational material covering higher-level concepts, techniques, and practical applications.
Expert: Specialized material addressing advanced concepts and more in-depth subject matter.

You are responsible for choosing the subject and Skill Level that best corresponds to your existing knowledge, interests, and learning objectives. The Credit requirement may differ between different E-Learning Materials, and the applicable number of Credits will be shown on the relevant product page before you confirm access.

6. Credits

Eligible E-Learning Materials may be obtained through the use of Credits. Credits are digital units purchased through the Platform using real money and the supported payment methods and currencies displayed on the Platform.

Supported currencies may include Japanese Yen (¥JPY), US Dollars ($USD) and Mauritian Rupees (Rs MUR). The applicable Credit requirement for each eligible Material will be presented on the relevant product page before a transaction is completed.

Credits:

Are digital units intended solely for use within the Platform;
Do not represent cash or monetary value outside the Platform;
Cannot be exchanged for cash;
Cannot be redeemed or transferred to a bank account;
Cannot be sold, assigned, transferred, or exchanged between users or Accounts;
May only be used toward eligible purchases available through the Platform;
Have a validity period of 30 days from date of purchase.

We may change Credit pricing, Credit requirements, or other terms applicable to Credits from time to time. Such changes will not alter transactions that have already been completed.

7. Purchase of Credits

When purchasing Credits, you agree to provide complete and accurate payment and billing information. You authorize us or our designated payment service providers (Amex, Visa, Mastercard, JCB) to process the applicable payment for the Credit package selected by you.

The available Credit packages and their prices will be displayed before you complete your purchase. Certain packages may include additional Bonus Credits at no additional monetary cost.

Where Bonus Credits are offered, the applicable amount will be displayed with the relevant Credit package. The amount of Bonus Credits may vary depending on the package purchased or promotional offer available at the time.

Purchasing Credits does not itself constitute the purchase of a particular E-Learning Material. After purchase, Credits and any applicable Bonus Credits may be used to obtain eligible Materials in accordance with these Terms.

We may modify, suspend, or discontinue individual Credit packages or Bonus Credit promotions at any time.

8. Bonus Credits

We may offer Bonus Credits in connection with certain Credit purchases. Bonus Credits are promotional digital units supplied without an additional monetary charge and are separate from Credits purchased directly by you.

Unless we expressly state otherwise:

Bonus Credits have no cash or monetary value;
Bonus Credits cannot be refunded;
Bonus Credits cannot be exchanged for cash;
Bonus Credits cannot be sold, transferred, assigned, or exchanged between Accounts;
Bonus Credits cannot be withdrawn or converted into Purchased Credits;
Bonus Credits may only be used for eligible Materials on the Platform; and
Bonus Credits may be subject to an expiration date or promotional conditions stated when they are issued.

If a Credit purchase is refunded or otherwise reversed, any Bonus Credits connected with that purchase will not be refunded or converted into monetary value.

Where appropriate, unused Bonus Credits may be cancelled or removed from an Account if the related transaction is refunded, reversed, cancelled, or identified as fraudulent or unauthorized.

Where a transaction includes both Purchased Credits and Bonus Credits, we may determine the order in which the available Credits are deducted when Materials are obtained.

9. Use of Credits for E-Learning Materials

Once your Account contains enough Credits, you may use them to obtain eligible E-Learning Materials available through the Platform.

Before confirming an acquisition, you are responsible for checking:

The subject or E-Learning Materials title;
The applicable Skill Level;
The description of the Materials;
The number of Credits required; and
Any other relevant information displayed on the applicable product page.

Once you confirm the transaction, the required number of Credits will be deducted from your Account.

Unless expressly stated otherwise, obtaining Materials provides you with a limited, non-exclusive, non-transferable right to access and use those Materials for your own personal, non-commercial educational and informational purposes, subject to these Terms.

10. Digital Content & Access

E-Learning Materials are digital products and may be delivered electronically through your Account, the Platform, or another digital access method designated by us.

Access to digital Materials may depend on certain technical requirements, such as a compatible device, software, browser, application, or internet connection. We cannot guarantee that every Material will operate with every device, operating system, browser, application, or software environment.

We may make reasonable technical changes to the Platform or Materials when necessary for security, functionality, compatibility, maintenance, or operational purposes.

11. Intellectual Property Rights

All Materials and other content made available through the Platform, including text, documents, graphics, illustrations, designs, logos, layouts, images, video, audio, software, and related content, are owned by or licensed to us and may be protected by applicable intellectual property laws.

Purchasing or obtaining access to Materials does not transfer ownership of those Materials or their intellectual property rights to you.

Unless we provide written permission or applicable law expressly permits it, you must not:

Copy, reproduce, or redistribute the Materials;
Sell, resell, sublicense, lease, or transfer the Materials;
Share Materials with another person or organization;
Upload Materials to another website, platform, file-sharing service, or database;
Publish or commercially distribute Materials;
Modify, adapt, translate, or create derivative works for redistribution;
Remove copyright, trademark, or other proprietary notices; or
Use the Materials to develop or provide competing commercial products or services.

Materials may be used for your own personal educational and informational purposes in accordance with these Terms.

12. Prohibited Use

You agree not to use the Platform or its Materials to:

Break or violate any applicable law or regulation;
Infringe another person's intellectual property or other legal rights;
Access another user's Account without authorization;
Bypass, disable, or interfere with Platform security measures;
Obtain Credits or Materials through fraudulent, deceptive, or unauthorized methods;
Resell, distribute, or commercially exploit Materials without permission;
Introduce viruses, malicious code, malware, or other harmful technology;
Disrupt the operation, availability, or security of the Platform; or
Carry out activities that could damage, disable, overload, or impair the Platform.

Where we reasonably believe that prohibited activity has occurred, we may restrict, suspend, or terminate access to the relevant Account or Platform services.

13. Pricing & Payment

Credit prices and any other applicable charges will be displayed on the Platform and may be presented in Japanese Yen (¥JPY), US Dollars ($USD) and Mauritian Rupees (Rs MUR).

Your bank, card issuer, payment provider, or other financial institution may apply additional charges, taxes, currency conversion costs, or other fees. We are not responsible for fees independently imposed by such third parties.

Prices may be changed at any time. A price change will not affect a transaction that has already been successfully completed.

14. Refunds & Cancellations

Because Credits and E-Learning Materials are digital products, cancellation and refund rights may be subject to specific restrictions. Unless applicable law requires otherwise or our Refund Policy expressly provides otherwise:

Successfully completed Credit purchases are non-refundable;
Bonus Credits are non-refundable except where applicable law requires otherwise;
Bonus Credits have no cash value and cannot be exchanged for a monetary refund;
Credits already used to obtain E-Learning Materials are non-refundable;
Materials that have already been accessed, downloaded, or otherwise made available to you may not qualify for a refund; and
Requests based solely on a change of mind may not qualify for a refund.

If a refund is approved for a Credit purchase containing Bonus Credits, consideration will generally be limited to the eligible amount actually paid for the Purchased Credits. Bonus Credits will not form part of the refundable amount.

If Bonus Credits have already been used to obtain Materials and the related Credit purchase is later refunded, we may, subject to applicable law, deduct the relevant value from the refund, cancel the obtained Materials, or take another reasonable measure intended to prevent misuse of promotional Credits.

If you believe you were charged incorrectly, received an incorrect number of Credits or Bonus Credits, or encountered a technical problem affecting a transaction, please contact our support team as soon as reasonably possible.

15. Accuracy of Information

We make reasonable efforts to keep information presented through the Platform accurate and current. However, we do not guarantee that descriptions, prices, availability, technical details, or other Platform information will always be complete, accurate, or free from errors.

We may correct mistakes, inaccuracies, or omissions and may update Platform information at any time without prior notice.

16. Educational & Informational Disclaimer

The Materials available through Creative Stack Guild are intended for general educational and informational purposes. They should not be treated as professional legal, financial, investment, cybersecurity, technical, business, medical, or other professional advice.

You are responsible for independently assessing and applying information contained in the Materials based on your own circumstances, knowledge, requirements, and judgment.

We do not promise or guarantee any particular academic, professional, business, employment, financial, or other result from using the Materials.

17. Third-Party Content & Services

The Platform or its Materials may refer to, integrate with, or provide links to third-party websites, software, platforms, services, or resources.

We do not control third-party services and are not responsible for their availability, accuracy, security, content, privacy practices, or terms. Any use of a third-party service is governed by the terms and policies applicable to that third party.

18. Website Availability

We aim to keep the Platform operational and accessible, but uninterrupted, secure, or error-free availability cannot be guaranteed.

The Platform may temporarily become unavailable because of matters including:

Scheduled or emergency maintenance;
Technical problems;
System upgrades;
Security incidents;
Network failures;
Interruptions involving third-party services; or
Events outside our reasonable control.

Except where applicable law requires otherwise, we will not be responsible for losses arising solely from temporary Platform unavailability.

19. Suspension & Termination

We may suspend or terminate your Account or limit access to the Platform or Materials where:

You breach these Terms;
You engage in fraudulent, abusive, unauthorized, or improper activity;
Your Account is used to distribute, reproduce, or misuse Materials;
Your conduct creates a security or operational risk; or
We are required to do so by law or by a competent authority.

Following termination, any rights granted to you under these Terms may immediately end. Provisions that are intended by their nature to continue after termination, including intellectual property, liability limitations, indemnification, and dispute-related provisions, will continue to apply.

20. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Platform and Materials are provided on an "as-is" and "as-available" basis.

We do not represent or warrant that:

The Platform will always remain available;
The Platform or Materials will operate without errors or interruptions;
The Materials will satisfy your particular requirements;
The Materials will be suitable for a particular purpose; or
Information contained within the Materials will always be complete, current, or accurate.

Nothing in these Terms removes or restricts any warranty, consumer protection, or legal right that cannot lawfully be excluded under applicable law.

21. Limitation of Liability

To the maximum extent permitted by applicable law, we will not be responsible for indirect, incidental, special, consequential, or punitive losses arising from or relating to:

Your use of, or inability to use, the Platform;
Your use of or reliance upon Materials;
Loss of data;
Unauthorized access to your Account resulting from your failure to protect your credentials;
Third-party services or payment providers; or
Other matters connected with the Platform or Materials.

To the extent allowed by law, our total liability arising from your use of the Platform or purchase of Credits or Materials will not exceed the amount you actually paid to us for the specific transaction giving rise to the relevant claim.

Nothing in these Terms limits or excludes liability where such limitation or exclusion is prohibited by applicable law.

22. Indemnification

You agree to indemnify and hold harmless the Website, its owners, affiliates, officers, employees, contractors, and service providers against claims, liabilities, damages, losses, costs, and expenses arising from or relating to:

Your violation of these Terms;
Your improper or unauthorized use of the Platform or Materials;
Your violation of applicable laws or regulations; or
Your infringement of another person's rights.

23. Privacy

Your use of the Platform may involve the collection, storage, use, and processing of personal information. Our handling of personal information is governed by our Privacy Policy, which forms part of these Terms.

By continuing to use the Platform, you acknowledge that you have reviewed our Privacy Policy.

24. Changes to the Website

We may modify, update, suspend, or discontinue any portion of the Platform from time to time. This may include changes to categories, subjects, Materials, Skill Levels, Credits, pricing, features, functionality, or other aspects of the service.

25. Governing Law

These Terms are governed by and interpreted in accordance with the applicable laws of the jurisdiction of Mauritius in which the Company is established, without regard to conflict-of-law principles.

Any dispute arising from or relating to these Terms or your use of the Platform will be subject to the jurisdiction of the competent courts of that jurisdiction, unless applicable law requires otherwise.

26. Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision will be modified or removed only to the extent necessary. The remaining provisions will continue to remain valid and enforceable.

27. Entire Agreement

These Terms, together with our Privacy Policy, Refund Policy, and any other policies or terms expressly incorporated into the Platform, constitute the entire agreement between you and us concerning your use of the Platform and your purchase of Credits and Materials.

28. Contact Us

If you have questions, concerns, or requests relating to these Terms, your Account, Credits, or E-Learning Materials, please contact us at info@creativestackguild.com or write to us at our business address: C/O Trustlink International Ltd, Suite 201, 2nd Floor, 1 Cybercity, Ebene, Mauritius.

Note: Charges for purchases on this website will appear as DBA Image on your credit card or bank statement.